The saving plan is an incentive to cultivate healthy savings and investing habit especially to young Nigerians. It will cater to a wide demography and encourage individuals to invest for various milestones of life such as retirement, education, rent, marriage etc. They are ideal for long term wealth creation as they come with certain lock-in period and offer good returns. They are not impacted by market volatility, they are safer investment options, ideal for a conservative investor.