Consumer Loans
MezCredit Consumer Loans can be accessed by professionals in the banking / financial sector or blue chip/multinational companies. This class of loans is secured by proof of employment and may not require collateral but will require a guarantor(s) depending on the amount. The loan is intended to meet urgent needs, typically runs for a tenure of 3 to 12 months and ranges between N500, 000 up to N4,000,000.


Asset Acquisition Finance
MezCredit Consumer Loans can be accessed by professionals in the banking / financial sector or blue chip/multinational companies. This class of loans is secured by proof of employment and may not require collateral but will require a guarantor(s) depending on the amount. The loan is intended to meet urgent needs, typically runs for a tenure of 3 to 12 months and ranges between N500, 000 up to N4,000,000.
Invoice Discounting Facility
Invoice discounting proceeds provides prompt access to cash created on receivables from contract employers. An invoice discounting loan makes cash available for jobs/contracts that have been successfully executed and it’s usually more flexible than a typical loan. The repayment is tied to the agreement existing between the issuer of the contract/purchase order and the contractor/supplier backed with duly executed Domiciliation agreement. Usually, only an agreed percentage of the invoice value is discounted.


Local Purchase Order (LPO) Financing
Purchase order funding is a short-term viable credit option that provides capital to pay suppliers upfront for verified purchase orders. MezCredit Finance Limited makes payment for goods supplied or services rendered in line with the terms and conditions of the purchase order. The tenure for MezCredit LPO finance is usually 30 to 90 Days.
Contract Finance
Contract finance is a credit provided by a duly signed contract that has been awarded to a business or an individual. The contract documents will be duly verified, while the solidity and reputation of the contract employer, as well as the operational/technical capacity of the contractor, will be critically evaluated. The profitability analysis of the contract and the financing need of the contractor amongst other parameters usually determine the terms of the contract finance. Thus, this product is typically a tailor-made financial solution in Mezcredit.


Microcredit
MezCredit Finance Limited extends very small loans (microcredit) to micro businesses such as traders, artisans, etc. who are unable to complete paper work required by conventional loans, who lack collateral, or a verifiable credit history. It is also tailored to support entrepreneurship and alleviate poverty.
Fund Management
Mezcredit Finance Limited manages the funds (cash flows) of financial institutions, High-net-worth Individuals (HNI’s), Co-operatives of Blue-chip companies, Cooperatives of MDA’s, Family Trustees, Associations and Religious Bodies. We ensurethat funds of our High valued clients are invested in high yielding money market instruments that guarantees optimal profitability, liquidity and safety. Our Fund Management transactions are backed with investment certificates.


Diaspora Investment Service
Mezcredit Finance Limited identifies with the capacity and determination it takes to work successfully in a foreign country and provide for family and dependents at home. That’s why we offer a tailor-made investment services that help our non- resident clients manage their funds both at home and away conveniently, fast and secure.
Financial Advisory
Mezcredit Finance Limited have professionals that provide expertise that exceeds clients’ expectations around money matters, personal finances, and investments.
