Our Clientele Focus

At Mezcredit Finance, we aim to provide credit services to the following:

  • Small and Medium Income Enterprises who have good business prospects and opportunities but lack the operational sophistication to attract financing from regular Banks. (Cashflow lending)
  • Organised businesses with no tangible assets to pledge as security for credit facilities from regular Banks (Transaction Based lending)
  • Medium Income and High Net-worth Individuals who have occasional needs to cover unanticipated cashflow gaps.

Product categories

Consumer Loans

Mezcredit Finance Consumer Loans can be accessed by professionals in the banking / financial sector or blue chip/multinational companies, public sector employees etc. This class of loans is secured by proof of employment and may not require collateral but will require a guarantor(s) depending on the amount. The loan is intended to meet urgent needs, typically runs for a tenure of 3 to 12 months and ranges between N100,000 up to N5,000,000.

Applicant must show proof of consistent income for a 6 months period. Also, subject to a satisfactory clean Credit History report. It will enable the clients to meet urgent financial needs such as rent, school fees, medical situations, etc.

Our interest portion is calculated on a Fixed interest method and repayments can be scheduled within stipulated months. The Consumer loan repayments are set on your payday/salary date and repayment can be made via several channels like direct debit (Remita), cheque deposit, online payment, funds transfer, or paying into any of our accounts. Loan can be liquidated before maturity and without penalty.

Requirements For Consumer Loans
  • Age: 21-60
  • Letter of Employment status (employment letter / confirmation letter / Promotion letter / letter of introduction from Company's HR)
  • A duly filled application form
  • A recent passport photographs
  • A recent utility bill
  • Signed undated cheques
  • Favourable credit checks from two credit bureau
  • 6 months bank statement
  • Government identification and BVN
  • Work identification
  • Employment verification

Why Choose MezCredit?

  • Easy Application Process: Say goodbye to lengthy paperwork and complicated procedures. With MezCredit, applying for a loan is simple and hassle-free. Our user-friendly online platform allows you to submit your application in just a few minutes.
  • Fast Approval: We value your time and strive to deliver swift loan approvals. Once you submit your application, our efficient team works diligently to review and process it promptly. Experience the convenience of receiving your loan approval in no time.
  • Flexible Loan Options: We recognize that every borrower has unique financial needs. At MezCredit, we offer a range of loan options tailored to suit your specific requirements. Whether you need working capital for your business or personal funds for unexpected expenses, we have you covered.
  • Competitive Interest Rates: Our commitment to transparency means you can expect competitive interest rates with no hidden charges. We believe in building long-term relationships with our customers by providing fair and affordable loan terms.
  • Dedicated Customer Support: We prioritize customer satisfaction and are always here to assist you. Our friendly and knowledgeable customer support team is available to address your queries and provide guidance throughout the loan process.

Apply for a Loan Today

Don't let financial constraints hold you back. Whether you're an entrepreneur with big dreams or an individual in need of immediate funds, MezCredit is here to help. Take the first step towards your financial success by applying for a loan with us today. Experience the ease, speed, and flexibility of MezCredit - Your trusted loan partner in Nigeria.

Dedicated client services personnel available to attend promptly to enquiries and proffer satisfactory resolution of issues.